Canter Mortgage:
The Perfect Partner.
Why Work With us?
Due to our exclusive wholesale collaborations, we're uniquely positioned to assist your clients in finding the most suitable loan options while also supporting the growth of your business. At Canter Mortgage, our access to preferred products surpasses what major banks and retail lenders can offer, ensuring unparalleled benefits.
Based on 2021 HDMA data, borrowers who engaged a mortgage broker saved an average of $9,407 compared to those who opted for retail lenders. Our carefully crafted methodology ensures dependability, top-notch communication, and enhanced control for all parties, leading to an average submission-to-clear-to-close timeline of just 8 days.
The Canter Mortgage Edge
Gain access to our 40+ products and hundreds of resources.
Canter Mortgage offers wholesale interest rates and pricing, some of the lowest in the industry.
Our underwriting turnaround time is 2-3x faster than the industry average.
Simplified Lending
Using our intuitive online app, buyers can effortlessly submit loan applications 24/7, from any location. This platform allows seamless document submission and real-time status tracking. In many cases, initial approvals can be granted within just 15 minutes!
Agents can access detailed loan data and track progress through our portal, ensuring a swift and smooth experience for everyone. At Canter Mortgage, our objective is to deliver a pleasant, efficient, and straightforward journey from application to closing.
Working alongside Canter Mortgage means:
Regular collaboration with Canter Mortgage allows buyers to enjoy reduced closing costs, expedited procedures, and a smoother mortgage journey. Leveraging our proficiency, we guide your buyers through every stage of the loan process, guaranteeing prompt and efficient closure.
Our aim is to eradicate stress and uncertainty from the transaction by providing stellar communication and utilizing cutting-edge technology to accelerate the journey to the closing table. Additionally, Canter Mortgage offers table funding, ensuring no delays in receiving commission checks and enabling loan funds on the same day.
Our Process
From submission to close
01. File Import & Loan Setup
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Upload Loan Application
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Lock or float the loan depending on market conditions
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Estimate Title Fees
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Import Credit Report
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Run AUS
02. E-Sign Intent to Proceed
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Once we have an executed contract, clients will receive their e-disclosures.
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Once the e-sign is complete we order an appraisal and submit the file to underwriting
03. Submit To Underwriting & Title Request
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Proof of ID
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Income and asset documentation
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Purchase agreement
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Property tax estimate
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Insurance estimates
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Initial CD
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Title Requested
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Order Appraisal
04. Approved With Conditions
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Initial approval from underwriters
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Additional conditions will be reviewed and cleared with the requested docs
05. Clear to Close
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Final cash to close.
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Closing scheduled
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Loan has passed all QM and compliance tests.
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CD sent out, if not done at initial underwriting. 3 day waiting period will apply in this case.
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Balance with title and final package generated for title.
06. Closing
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We control the closing document process directly with the title company.
Empower your buyers.
Let Canter Mortgage make their dream home into their reality.